29% of U.S. Home Purchases Are Made in Cash, Essentially Flat From a Year Ago

Elida Wiers
October 18, 2025

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29% of U.S. homebuyers are paying in cash, down essentially unchanged from last year and down from a peak of nearly 35% two years ago due to declining mortgage rates. The typical down payment is climbing, partly because in today’s expensive market, many buyers are affluent…
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